On-demand cash flow for your clients, helping businesses unlock the value of a single unpaid invoice, to cover expenses, and keep growth moving without waiting 30, 60, or 90 days for payment.


FactorOne is a flexible, low-cost spot factoring solution that gives your merchants fast access to working capital by funding individual invoices whenever they need it. There are no long-term contracts, no hidden fees, monthly minimums, or commitments, merchants choose exactly when and what to fund, keeping full control of their cash flow.Total cost of capital is typically 2% per month.
Many industries face a long collection cycle with their customers. With factoring, we pay your merchants for the value of an invoice upfront for a small fee. Typically brokers can expect 10% of earnings as commission, with relationships usually lasting 3+ years.

Our spot factoring program is designed for ease. CapFlow delivers fast access to capital, so your merchants don't have to keep waiting.
Funding time is typically within 24-48 hours.
Qualifications:
CapFlow has worked with thousands of American businesses and has provided over $1 Billion in working capital.
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