Supporting USA & Canada Based Businesses
info@capflowfunding.com (201) 842 - 7725
Supporting USA & Canada Based Businesses
info@capflowfunding.com (201) 842 - 7725
Funding Application

Second Position Invoice Factoring

An invoice factoring solution for businesses with an existing financing.

apply for working capital

Table of Contents

What is Second position factoring?

Second-position factoring is a type of invoice factoring that allows businesses to access working capital even if they already have an existing lien on their accounts receivable. Unlike traditional factoring where the factoring company takes a first lien on your receivables, second-position factoring takes a subordinate, or “second,” position behind the existing lender’s lien. In simpler terms, the first lienholder gets paid first, and then any remaining funds from the customer’s payment are applied towards the factoring company’s advance and fees. 

Simple & Quick Application

Apply via the form below and a CapFlow representative will be in touch same day to discuss your business working capital needs. The application process for second position factoring is a quick and simple process that is led by an assigned sales representative.

Factoring in second position

Invoice factoring is a product traditionally designed for business without an existing funding. With second position factoring CapFlow can fund behind traditional bank financing, SBAs and more. Receive up to 90% of the value of your invoices upfront in a lump sum advance.

Consultative Approach

CapFlow works with businesses one-on-one with a consultative focused approach. At CapFlow, we look forward to providing your business with effective working capital solutions.

Apply For
Working Capital

Qualifications:

  • Minimum $25K in monthly accounts receivable
  • 6+ months in business
  • Business bank account

CapFlow has worked with thousands of American businesses and has provided over $1 Billion in working capital.

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A business bank account will be required for a working capital application.
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Factor with an existing first lien financing

For businesses that have an existing financing, securing a second position factoring facility can be a challenge. At CapFlow, we recognize the need for growing businesses to speed up their cash flow, and reduce their invoice collection cycle. CapFlow looks forward to assisting your business with a second position factoring facility.

Why choose CapFlow Funding Group® for
your invoice factoring needs?

  • Factoring facilities between $150,000 - $2M
  • Terms up to 2 years
  • Advance amounts up to 90% on the value of your invoices
  • A direct Support line to our Sales Reps & Account Managers
  • A consultative approach designed to fund SMBs
  • Customized funding options available to fulfill your business objectives

The benefits of an

on-demand factoring facility

For a growing business, accounts receivables collection of unpaid invoices can be one of the most challenging areas of operation. With factoring, as invoices are created they can be financed up to 90% of their issued value same-day by CapFlow.

Fill large orders
in a short time frame

Take advantage of vendor discounts
and opportunistic purchases

Manage seasonal
fluctuations

Meet weekly payroll

requirements

Purchase inventory

Supplement or reduce bank

or equity financing

Turn over your product
cycle more frequently

Satisfy outstanding
debts or back taxes

Reorganize

Industries that qualify for invoice factoring

B2B focused SMB’s that invoice business customers on a regular basis could qualify for invoice factoring. Apply via the contact form below and a CapFlow representative will work with you one-on-one to find the best working capital solution for your specific business needs.
apply for working capital

Client Testimonials

Capflow has been a critical for my Small Business. We work in Defense contracting, and government payment schedules are inconsistent, resulting in significant strain on cash flow and our ability to scale. CapFlows team Thomas, Denis, have been the consummate professionals. They have offered a second position, factoring that differentiates them from so many other providers. We have grown from a 800K annual revenue to 12M annual revenue and Capflow has been the key to success. I would absolutely recommend them to anyone needing this form of support.

Joel Ward

CapFlow is a true partner in every sense of the word! They provide a dedicated service with an incredible turn-around time on all funding requests! Our partnership with CapFlow has allowed us to expand and transition our services without any hiccups in operations!

Alejandro R.

Recent Second-Position Fundings

second-position factoring
security guard service company

Learn more about second position invoice factoring

  1. Second Position Factoring Overview with CapFlow Funding
  2. Can A Business Receive Factoring After Receiving an MCA?
  3. Second-Position Liens: How CapFlow Funding Group Unlocks Business Liquidity – Сapflow Funding
  4. Second Position Factoring: How to Factor Invoices Behind an Existing Bank Loan or MCA – Сapflow Funding