CapFlow Funding Group® is proud to introduce FactorOne, a new spot-factoring solution. It gives businesses immediate access to working capital, one invoice at a time. Designed for speed, flexibility, and transparency, FactorOne lets companies unlock cash flow. It does this without long-term contracts, monthly minimums, or the complexity of a full factoring facility.
“Many businesses only need to fund a single invoice or bridge a short-term gap,” said Andrew Coon, CEO of CapFlow Funding Group®. “FactorOne was built for that exact purpose. It helps small and mid-sized businesses access cash quickly, without the commitment of ongoing factoring.”
With FactorOne, companies can submit one invoice, receive funding in as little as 24–48 hours, and maintain control over when and how often they use the service. It’s an ideal fit for businesses that experience seasonal fluctuations, project-based billing, or occasional large orders.
What is Spot Factoring?
Spot factoring, also known as single-invoice factoring, is a financial solution that allows a business to sell one invoice to a factoring company in exchange for near-immediate payment. Rather than committing to a long-term factoring relationship, the business can choose which invoices to fund and when.
Here’s how it works:
- A business issues an invoice (say, for $100,000) with 30–60 day payment terms.
- Instead of waiting for payment, they sell that invoice to a factoring company.
- CapFlow advances on the invoice’s value within 24–48 hours.
- Once the customer pays, the remaining balance, minus a small fee, is released.
This structure gives companies flexibility and liquidity without the burden of recurring obligations.
Who Benefits from Spot Factoring?
Spot factoring is especially useful for:
- Firms that want to test invoice financing before a long-term commitment
- Businesses with irregular or seasonal cash flow
- Companies taking on large or one-time projects
- Contractors, manufacturers, service providers, or logistics companies dealing with delayed payments
By freeing up capital tied to receivables, spot factoring helps businesses cover payroll, buy materials, and take on new opportunities with confidence.
In today’s environment of slow payments and tight credit, FactorOne from CapFlow Funding Group® gives business owners the freedom to control their cash flow on their own terms. Whether you’re managing one big invoice or bridging a short-term funding gap, FactorOne delivers fast, transparent, and flexible funding, when you need it most.
Learn more and apply at capflowfunding.com.
