Invoice Factoring Referral Partners:
Micro Factoring (mFactor®)

On-demand cash flow for your clients, helping businesses unlock the value of unpaid invoices, cover expenses, and keep growth moving without waiting 30, 60, or 90 days for payment.

The Key Advantages Of Micro Factoring:
(mFactor®)

Advances up
to 90%

Simple 2 page 
application

Fast approvals & funding

Transparent fee structure

Rates between 2-4%

Customer centric 
approach

What is Micro Factoring аnd how can it provide my merchants with low cost working capital?

Micro Facotring allows your merchants to submit their outstanding invoices to CapFlow, in exchange for cash in working capital today. CapFlow’s micro factoring solution, mfactor®, serves as a natural step-up from our traditional invoice factoring program. We’re one of the few factoring companies that will fund AR balances between $50K–$250K, while most others only accept accounts receivable of $250K and above. Total cost of capital is typically 2-4% per month.

Low cost working capital, with high commission payouts that last years

Many industries face a long collection cycle with their customers. With factoring, we pay your merchants for the value of an invoice upfront for a small fee. Typically brokers can expect 10% of earnings as commission, with relationships usually lasting 3+ years.

We offer fast track micro factoring for your merchants

Our micro factoring program delivers fast access to capital, so your merchants don't have to keep waiting.
Funding time is typically 1-2 weeks.

Become a CapFlow Referral Partner

Qualifications:

CapFlow has worked with thousands of American businesses and has provided over $1 Billion in working capital.

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