Invoice Factoring Calculator

Calculate Your Invoice Factoring Quote

Invoice Amount
$200 - $5,000,000
Advance Rate
70% - 90%
Cash Available Now
$0
Cash on Collections
$0
Factoring Fee Per 30 days
$0
* Advances up to 95% if you qualify.* Calculation is an example based on a 2% fee. Actual factoring fees are customized for each client's business and may be higher or lower. * These calculations are for example purposes only. The rates and terms displayed do not constitute an offer or approval for factoring.

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Cash Available Now

How much capital will be available from the invoice today.

Cash on Collections

How much cash will be received post-collection by CapFlow.

Factoring Fee 

The total cost of the quick capital.

Invoice Calculator: Commonly asked questions & answers

Invoice factoring allows businesses to convert unpaid invoices into immediate working capital instead of waiting 30–90 days for payment.

This calculator provides an estimated funding amount based on common advance rates and factoring fees. Your actual terms may vary depending on your industry, customer credit, and invoice profile.
These calculations are for example purposes only. The rates and terms displayed do not constitute an offer or approval for factoring.

Your results show:

  • How much cash you could receive upfront

  • Estimated factoring fees

  • The remaining balance you receive when your customer pays

Yes. You can estimate funding for individual invoices or your total receivables.

Factoring fees typically range from 0.5% to 5% per month, depending on risk, volume, and payment terms.

Factoring is often more affordable than MCAs and faster than traditional bank loans, especially for B2B companies.

If you like the estimate, you can request a customized factoring quote tailored to your business. There are no costs for applying, closing fees are applicable if approved for factoring.