[mk_page_section bg_image=”http://sms.f75.myftpupload.com/wp-content/uploads/2018/02/office-building-header-full.jpg” bg_position=”center top” bg_repeat=”no-repeat” video_color_mask=”#000000″ video_opacity=”0.5″ min_height=”0″ padding_top=”0″ padding_bottom=”0″ top_shape_color=”#ffffff” bottom_shape_color=”#ffffff” sidebar=”sidebar-1″][vc_column][mk_padding_divider size=”300″ visibility=”hidden-sm”][/vc_column][/mk_page_section][vc_row id=”FAQ”][vc_column][mk_padding_divider size=”100″ visibility=”hidden-sm”][mk_padding_divider size=”80″ visibility=”visible-sm”][mk_ornamental_title text_color=”#34334f” font_family=”Raleway” font_type=”google” font_size=”24″ font_weight=”600″ txt_transform=”capitalize” ornament_style=”lemo-single” ornament_color=”#a4cf57″ margin_bottom=”40″]frequently asked questions[/mk_ornamental_title][vc_column_text css=”.vc_custom_1516897954988{margin-bottom: 0px !important;}”]ABOUT FACTORING[/vc_column_text][vc_accordions style=”simple-style” open_toggle=”-1″ responsive=”false”][vc_accordion_tab title=”WHAT IS FACTORING?”][vc_column_text css=”.vc_custom_1623168780992{margin-bottom: 0px !important;}”]Finance factoring is a tool that businesses can use to convert accounts receivable into immediate working capital, without diluting equity or incurring new debt. Essentially, factoring is the sale of a business’s accounts receivable and invoices at a slight discount in return for immediate cash.[/vc_column_text][/vc_accordion_tab][/vc_accordions][vc_column_text css=”.vc_custom_1516899141693{margin-bottom: 0px !important;}”]ABOUT QUALIFYING[/vc_column_text][vc_accordions style=”simple-style” open_toggle=”-1″ responsive=”false”][vc_accordion_tab title=”WHAT HAPPENS IF I’M NOT QUITE QUALIFIED YET?”][vc_column_text css=”.vc_custom_1623168809037{margin-bottom: 0px !important;}”]CapFlow can still help. We can connect you to other forms of alternative finance options, such as asset-based lending, purchase order financing, and merchant cash advance. And we will work with you to get your accounts receivable organized and your cash flow maximized.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”HOW DO I KNOW IF I QUALIFY?”][vc_column_text css=”.vc_custom_1520443183967{margin-bottom: 0px !important;}”]Simply CLICK HERE to answer a few short questions, or call our underwriting department today at 800-733-2195.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”WHAT IS THE TYPICAL CLIENT PROFILE?”][vc_column_text css=”.vc_custom_1523627763266{margin-bottom: 0px !important;}”]Most CapFlow clients are manufacturers, distributors, service providers, consultants and contract employees with annual revenues ranging from $250,000 to $25 million and 5-50 clients. These clients can range from large, national companies to small local businesses. Keep in mind that exceptions are always worth exploring.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”WHAT TYPES OF BUSINESSES UTILIZE FACTORING?”][vc_column_text css=”.vc_custom_1520443264806{margin-bottom: 0px !important;}”]CapFlow Funding provides factoring services to small and medium-sized businesses nationwide. While virtually any business can use factoring, you are an ideal candidate if your business fits one of these typical profiles:

  • You are a start-up or have a relatively short operating history
  • You are experiencing or anticipating rapid growth
  • You have been negatively impacted by the economy or industry events

[/vc_column_text][/vc_accordion_tab][/vc_accordions][vc_column_text css=”.vc_custom_1516899201204{margin-bottom: 0px !important;}”]ABOUT THE PROCESS[/vc_column_text][vc_accordions style=”simple-style” open_toggle=”-1″ responsive=”false”][vc_accordion_tab title=”HOW DO I RECEIVE FUNDING?”][vc_column_text css=”.vc_custom_1523373949516{margin-bottom: 0px !important;}”]Once you become a CapFlow client, all you have to do is send us a schedule of the invoices you wish to finance.  We’ll verify the invoices and pay you 75% – 90% of the invoice face amount within 24 hours, wiring you capital directly to your business bank account.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”DO MY CUSTOMERS PAY ME OR YOU?”][vc_column_text css=”.vc_custom_1520442856559{margin-bottom: 0px !important;}”]When CapFlow purchases an invoice, we ensure that payment is made directly to our lockbox.  Once we receive payment from your customer, we forward the balance to you, less a small fee.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”HOW WILL OUR CUSTOMERS KNOW TO PAY YOU?”][vc_column_text css=”.vc_custom_1623168877207{margin-bottom: 0px !important;}”]There are three ways a customer will know to pay us for a particular invoice:

  • Notice of Assignment – You will provide a letter to your clients explaining that you have entered into a new liquidity facility that will enable you to grow and meet your increasing demand. That letter will mention our finance relationship.
  • Verification – With certain invoices, CapFlow may contact your customer to confirm that he or she has received the invoice and understands that payment should be made directly to us.
  • Information on the invoice – The “Remit To:” section will show our name and lockbox mailing details.

[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”WHAT IS NEEDED TO PROCEED?”][vc_column_text css=”.vc_custom_1520442959109{margin-bottom: 0px !important;}”]Simply CLICK HERE and answer a few short questions and we will be in touch with you in the next 1-2 business days.[/vc_column_text][/vc_accordion_tab][/vc_accordions][vc_column_text css=”.vc_custom_1516899366622{margin-bottom: 0px !important;}”]ABOUT THE BENEFITS[/vc_column_text][vc_accordions style=”simple-style” open_toggle=”-1″ responsive=”false”][vc_accordion_tab title=”WHAT ARE SOME OF THE BENEFITS OF FACTORING?”][vc_column_text css=”.vc_custom_1520442716033{margin-bottom: 0px !important;}”]Your business will be able to:

  • Access working capital immediately without layering on expensive and dilutive equity and without the need to repay principal and interest.
  • Have someone collect your receivables on your behalf, thereby freeing up your staff and resources to increase sales and grow your business.
  • Take advantage of supplier discounts offered for rapid payment.
  • Work with a partner that has access to credit and fraud databases that can assist in vetting new customers and establishing customer credit.

[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”WHAT MAKES FACTORING WITH CAPFLOW BETTER FOR MY BUSINESS THAN A BANK LOAN?”][vc_column_text css=”.vc_custom_1523374062015{margin-bottom: 0px !important;}”]From the start, factoring facilities are easier to establish. Because factoring is based only on your accounts receivable, it is faster, simpler and easier to qualify. Because CapFlow is purchasing your receivables, we are more concerned with your customers’ ability to pay than we are with your financial statements. Plus, CapFlow makes every funding decision locally, without large credit committees and with an eye toward flexibility. If there is a workable way to get you a working capital advance, we will find it. Most importantly, because there is no loan associated with a factoring transaction, there are also no cumbersome paperwork, no ongoing reporting, and no future obligation to repay principal and interest.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”CAN YOU HELP ME WITH MY CASHFLOW IMBALANCE?”][vc_column_text css=”.vc_custom_1623168838303{margin-bottom: 0px !important;}”]Absolutely! One of the biggest benefits of finance factoring with CapFlow is that we can help you evenly match your cash inflows and outflows. Slow-paying customers can cause a working capital mismatch, especially when your suppliers need to be paid quickly. With immediate finance advances from a factor, you can pay your suppliers or meet payroll without having to wait for your customers to pay you.[/vc_column_text][/vc_accordion_tab][/vc_accordions][mk_padding_divider size=”50″][mk_button dimension=”flat” corner_style=”rounded” size=”large” url=”http://sms.f75.myftpupload.com/how-to-get-started/” align=”center” button_custom_width=”800″ bg_color=”#2687bd” btn_hover_bg=”#37abd6″]GET STARTED NOW[/mk_button][mk_padding_divider size=”75″][/vc_column][/vc_row]