WHAT MAKES FACTORING WITH CAPFLOW BETTER FOR MY BUSINESS THAN A BANK LOAN?
From the start, factoring facilities are easier to establish. Because factoring is based only on your accounts receivable, it is faster, simpler and easier to qualify. Because CapFlow is purchasing your receivables, we are more concerned with your customers’ ability to pay than we are with your financial statements. Plus, CapFlow makes every funding decision locally, without large credit committees with an eye toward flexibility. If there is a workable way to get you a working capital advance, we will find it. Most importantly, because there is no loan associated with a factoring transaction, there are also no cumbersome paperwork, no ongoing reporting, and no future obligation to repay principal and interest.