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The 2008 financial crisis caused banks to tighten restrictions on small business loans. They focused on larger loans as they are more profitable. With the economic downturn that resulted from the [...]

When you’ve been in business for a little while, one thing is certain. You’ve probably had times when you wish your customers would pay their invoices sooner. Whether you want to ensure the [...]

  The retail industry has been hit hard by the recent COVID pandemic, with many stores shutting their doors for good. Retailers have seen market forces previously unseen, leading to months [...]

 According to the Congressional Research Center, more than 90% of the US population has some type of health insurance. While having health insurance increases the patient’s access to proper [...]

It’s a common mistake for first-time business owners. They assume because they’re just getting started and their business is small, separating personal and business finances isn’t really [...]

Although they are often confused, business liquidity and working capital are two different but equally important financial factors for business success. As a business owner, it is important that [...]

In the past, taking out a bank loan was the most common way to get business financing. However, in recent years, banks have become more stringent with their lending requirements, making it harder [...]

Effective working capital management is at the crux of every successful business strategy. Without enough capital, not only will a business have to pass on growth opportunities but they could end [...]

For businesses that need a quick influx of working capital, alternative financing providers offer a variety of effective solutions. Two options are receiving a lot of interest from businesses [...]

Traditional business loans are becoming increasingly difficult to obtain. This has caused more business owners to consider alternative financing options to get funding for business growth. With [...]